If you're like many homeowners in California that have owned a home for 10 years or more your history of refinancing may look something like this:
- 1999 - $300,000 30 year fixed 6.5% to lower monthly payment
- 2003 - $302,000 20 year fixed 5.0% to pay principal faster and save on interest
- 2006 - $285,000 30 year fixed 5.5% to get a little cash out while lowering monthly payment
- 2009 - Here we go again.....
2010 - Finally, a loan program that serves the needs of established homeowners. (This things is the bomb!)
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