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THE ACCELERATOR SUPPORTS A VARIETY OF FINANCIAL PLANS


Improved effective return on your cash 
Any deposit you make into the Accelerator saves you interest at your loan rate. This often beats the rate on traditional sweep accounts, and offers the same financial flexibility. Money between investments or business projects can't find a better home. 

Faster loan payoff to be mortgage-free before retirement 
Your cash flow reduces your home loan balance, minimizing interest paid.  This frees up funds for paydown. You can aggressively pay down the balance with surplus funds, knowing you can get the funds back if you need them. 

Low-cost source of funds for financial investments 
As an investor, you can borrow against your home equity at your home loan rate. You don’t need to repay principal for 10 years (or more if you are below your available credit line), standard deductibility rules still apply and the unused credit remains fully liquid in the event you need it. 

Faster equity build-up for "harvesting" 
For people who plan to tap their home equity for renovations, real estate purchases or other financial projects, the Accelerator offers unparalleled ability to quickly build the needed equity, and to quickly pay it back. Payback starts immediately thanks to your positive cash flow. 

No effort required. 
Simply point your direct deposit to your Accelerator loan, and sweep spare cash into it, and live your life as before. You make all of your checks, ATM/Visa, transfers and bill-pay out of the integrated checking account - - just like with your old bank.  If your employer doesn't offer direct deposit, no worries - -simply set up a regular electronic transfer into the Accelerator from your regular bank account.


If you like what you see, call me to explore this exciting new mortgage in more detail. Together, we can “test drive” the new loan on our simulator and get a real measure of how quickly you could be mortgage-free!*



DRE License 01278138
 

Rates and terms subject to change. All loans subject to credit approval. Not all applicants will qualify. “Home Ownership Accelerator” and the yellow flying house logo are trademarks used with permission.
*In most cases this is favorable however running the numbers with your trusted tax professional is ALWAYS recommended.


What's the Future of the 30-Year Mortgage?

                                                              
With the new All in One loan, the traditional long-term mortgage is on the brink of extinction. This is a revolutionary new line of credit that “parks” all of your monthly income against your home’s principal balance to save you interest while you aren’t using the money. Saving interest leaves more of your funds for principal, and you could pay off earlier — even in half the time! And for expenses, you still get 24/7 access to your money, using checks, an ATM/Visa card, and free bill-pay. Even if you think you have a great rate, find out why your current mortgage may already be a dinosaur.


Rates and terms subject to change. All loans subject to credit approval. Not all applicants will qualify. “Home Ownership Accelerator” and the yellow flying house logo are trademarks used with permission.

Drum Roll Please

If you're like many homeowners in California that have owned a home for 10 years or more your history of refinancing may look something like this:
  • 1999 - $300,000  30 year fixed 6.5% to lower monthly payment
  • 2003 - $302,000  20 year fixed 5.0% to pay principal faster and save on interest
  • 2006 - $285,000  30 year fixed 5.5% to get a little cash out while lowering monthly payment
  • 2009 - Here we go again.....
2010 - Finally, a loan program that serves the needs of established homeowners.  (This things is the bomb!)

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I Come From The Land Down Under!