Here is where we’re changing the way mortgages are viewed.

It’s no longer just about the rate. It’s about how many dollars of interest you pay on a lower principal balance. With this loan, your principal balance is continually forced down by your direct deposits, and this can offset the effect of higher rates because you’re paying interest on a lower balance. This effect actually compounds as time goes on. The best way to observe this is to contact Jill Korenaga for a 10 minute walk through using the interactive Simulator. You’ll see why the slightly higher margin on this loan, which is required due to its highly transactional nature, can have such a minimal effect on the overall payoff timing.

You're welcome to contact me anytime. Email or call me today.  You've got nothing to lose except years off your mortgage!