The Smarter Loan

The All In One™ provides many benefits that reach beyond what a traditional mortgage can offer. But to begin your understanding, first consider how you manage the money you use to pay for your housing and other budgeted needs.

If you are like most Americans, you rely on a traditional checking account to temporarily store your income. From there, you withdraw and distribute those dollars to pay for your monthly expenses and debts – but not all at once.
In reality, a large sum of your earnings simply sit idle in your account, waiting to be spent. We refer to this money as your “lazy money” due to the fact that while those dollars are not in use, they earn you low interest or possibly none at all. 

In comparison, you pay high interest on your mortgage.  Wouldn’t it just make better sense to combine your “lazy money” with your mortgage debt in order to put those dollars to work?

Put Your “Lazy Money” To Work
That’s exactly what the All In One™ does by bundling the two together. Yes, borrowing and banking combined where your deposits lower your mortgage balance, which lowers your monthly interest costs. It’s that simple.

The All In One™ can be used for home purchases and refinances and comes with 24/7 secure banking access including ATM cards, check writing and online bill-pay.

Other ways to save with the All In One™
  • Flow rental property income through the All In One™
  • Flow small business income  through the All In One™
  • Flow tax withholdings and refunds through the All In One™
1 Consult a tax advisor for direction when considering leveraging small business income through the All In One™.